NEWNow supporting 20+ Indian banks including HDFC, SBI, ICICI, Axis, Kotak & more

Loan readiness intelligence for India

Know if a business loan will get approved — before you apply

Upload a bank statement. Add GST. Get a readiness score, lender matches, and a professional report in 2 minutes.

Check readiness now →See how it works
No phone number
KYC not stored
Zero spam
LOAN READINESS REPORT
Sharma Textiles Pvt Ltd
HDFC ···5989 · GSTIN · 12mo
Score
78
Amount
₹18-28L
Match
HDFC
EMI
17%
Strengths: ₹3.7L/mo · 0 bounces · GST active · 6yr vintage
Bank ✓GST ✓KYC ✓ITR ✕
0+
Reports generated
0+
Banks supported
0 min
Minutes saved per case
0%
% accuracy on parsing

Every loan aggregator earns when you borrow.
We don’t.

Credilo is not a lender. We earn nothing from your approval or rejection — no commission, no hidden fees. Just clarity about where your business stands.

Get started →
Commission earned
₹0 — ever
Spam calls made
Zero. Email only.
KYC documents stored
None. Deleted after use.
Time to first report
Under 2 minutes

What changes with Credilo

See how the loan journey transforms for every stakeholder.

Business Owner
✕ WITHOUT CREDILO
Applied and got rejected — nobody told me why. Don’t understand what lenders check. Every bank asks different documents.
↓
✓ WITH CREDILO
Upload a bank statement, get a clear readiness score in 2 minutes. Know exactly what’s missing and which lenders are a match.
Financial Advisor
✕ WITHOUT CREDILO
Can’t quickly tell if a client is loan-ready. No data to back advice. Building a report takes hours. Clients expect instant answers.
↓
✓ WITH CREDILO
Upload client docs, generate a professional PDF report instantly. Share branded reports. Track all clients in one dashboard.
Loan Agent (DSA)
✕ WITHOUT CREDILO
Half of files get rejected for missing docs. Can’t sort 20 cases at once. Wasting time on borrowers who won’t qualify anyway.
↓
✓ WITH CREDILO
Upload a full case, instantly see what’s ready and what’s missing. Sort all cases by strength. One-click transfer to ops team.

See a full loan assessment in 2 minutes

One scroll — watch the complete flow from ZIP upload through document detection, bank parsing, GST fetch, all the way to the readiness report.

ZIP upload→Doc detection→Bank parsing→GST fetch→Readiness report
From upload to report
A complete business-loan assessment runs here automatically as the section comes into view.

Built for Indian lending

Every feature designed for how business lending actually works in India.

Magic upload

Drop ZIP, PDF, or images. Auto-detects bank statements, GST, PAN, Aadhaar, ITR.

ZIPPDFJPG

Bank parser

20+ Indian banks. Turnover, balance, EMI, bounces, cash flow — month by month.

HDFCSBIICICI20+

GST intelligence

Auto-fetches via API. Filing compliance, turnover slab, risk, vintage.

Auto-fetchGradeCross-check

Readiness report

KFS-style with score, bank, GST, lender matches, documents. Evidence-backed.

PDF5 tabsShare

Transfer to ops

Ready case? One click to ops. Full snapshot and timeline preserved.

1-clickTimeline

Share reports

Send to client, RM, or lender. Track views. Professional output.

TrackViews

Case dashboard

See all your cases in one place. Sort by readiness — ready, partial, or weak. Focus on what matters.

FilterSortOverview

Privacy first

No phone ever. KYC used for name-match only — not stored. Zero spam.

No phoneNo KYC storage

Phone + laptop

Advisors and owners use phones. DSAs use laptops. Same platform, no app needed.

ResponsiveNo app

One platform, three personas

Whether you advise, distribute, or own — Credilo works differently for you.

Financial advisor

Look informed, not uncertain

Designed for real-world case flow, not generic CRM noise.
  • ✓Upload client docs → pro report
  • ✓Share branded PDFs
  • ✓Track all cases
  • ✓Evidence-backed advice
Start advising →
DSA partner

Stop wasting time on bad files

Designed for real-world case flow, not generic CRM noise.
  • ✓Upload full case → instant triage
  • ✓See what’s worth pushing
  • ✓Missing docs per case
  • ✓Transfer ready → ops
Triage pipeline →
Business owner

Know where you stand

Designed for real-world case flow, not generic CRM noise.
  • ✓Bank statement → readiness in 2 min
  • ✓How lenders see your business
  • ✓What’s missing
  • ✓Report for any bank
Check readiness →

Supporting 20+ Indian banks

HDFCSBIICICIAxisKotakYes BankIndusIndPNBBoBCanaraUnionHDFCSBIICICIAxisKotakYes BankIndusIndPNBBoBCanaraUnion

Trusted by people like you

Hear from advisors, agents, and business owners using Credilo every day.

"

I used to spend 3 hours making a client report manually. Now I upload the ZIP and it is done in 2 minutes. My clients think I hired an analytics team.

AS
Aastha SharmaFinancial advisor, Mumbai
Verified user
"

Half my files used to break at document stage. Now I know instantly which borrower is worth pushing to ops and what is still missing.

RG
Rohit GuptaLoan Agent (DSA), Pune
Verified user
"

For the first time, I could actually understand how a lender would read my business. The report gave me clarity before applying anywhere.

ST
Sharma TextilesBusiness owner, Surat
Verified user
"

I used to spend 3 hours making a client report manually. Now I upload the ZIP and it is done in 2 minutes. My clients think I hired an analytics team.

AS
Aastha SharmaFinancial advisor, Mumbai
Verified user
"

Half my files used to break at document stage. Now I know instantly which borrower is worth pushing to ops and what is still missing.

RG
Rohit GuptaLoan Agent (DSA), Pune
Verified user
"

For the first time, I could actually understand how a lender would read my business. The report gave me clarity before applying anywhere.

ST
Sharma TextilesBusiness owner, Surat
Verified user

Trust built into the product

The platform is designed to reduce pressure, noise, and data misuse in the loan journey.

No phone number

Email-only signup

KYC not stored

Deleted after report

Zero spam

No calls / SMS / WhatsApp

Not a lender

No commission conflict

Simple, transparent pricing

Start free. Scale as you grow. No hidden fees.

Free
₹0
1 report · no card needed
  • 1 readiness report
  • Bank + GST parsing
  • Score + lender matches
  • PDF download
Start free →
MOST POPULAR
Pro
₹1,499
per month · 30 reports
  • 30 readiness reports / month
  • Pipeline dashboard
  • Branded PDF sharing
  • Transfer to ops
  • View tracking
Get Pro →
Enterprise
₹4,999
per month · unlimited reports
  • Unlimited reports
  • Everything in Pro
  • Team access & roles
  • Priority support
  • Custom branding
Contact sales →

Common questions

Everything people ask before they trust a lending-readiness platform with a real business case.

No. We don’t disburse loans or charge commissions. We analyse your documents and show how lenders view your profile.

Just a bank statement PDF. For a stronger score, add GSTIN or GST docs. More docs give better accuracy and clearer lender matching.

No. PAN and Aadhaar are used only for matching and validation workflows. The platform is designed to avoid long-term KYC storage in the journey.

Bank data and GST data are combined with deterministic business rules, document evidence, and lender-fit logic to create a readiness score.

HDFC, SBI, ICICI, Axis, PNB, Canara, BOB, Kotak, IndusInd, Yes Bank, and many more. Password-protected and scanned PDFs are supported with fallbacks.

Getting started is free. Upload and see readiness at no cost. Advanced and team features can be layered later.

Stop guessing. Start knowing.

Advising a client, triaging a pipeline, or checking your own business — 2 minutes to clarity.

Check readiness now →Free · Email only · No spam